The Ministry of Lisa Copen

Lisa Copen, Founder of Rest Ministries which serves the chronically ill, shares about mothering, illness, ministry and more.

Archive for Medicare

Are You Being Charged Incorrectly for Medical Bills?

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According to a recent article “Health care spending in the U.S. is five (5) times that of defense and three (3) times that of education. Health care insurers, Medicare, Medicaid, and consumers bear the cost of fraud, which represents an ever-growing burden in the form of increased premiums, taxes, co-pays and deductibles.”

Of this $51 billion issue, upwards of $10 billion of it is likely coming from overcharges on medical bills like yours.

I just ran across this organization, Medical Billing Advocates of America, in a well-known magazine. You can find an advocate to help you prevent overpayments on your individual medical bills or to recover money you’ve already spent. Search for an advocate by state or find advocates who specialize in your particular case.

They even have a guide on how to become a better health billing advocate for yourself, knowing what to watch for on your bills. I plan to contact them this week to see if they have any advice for some medical bills I am being charged for inappropriately!

If anyone has any experience with them (good or bad) we’d love to hear your story!

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Social Security Benefits Not Expected to Rise in ’10

Time to Start Taking Those Vitamins!

Time to Start Taking Those Vitamins!

According to the New York Times, for the first time in thirty years, federal forecasters predict that  Social Security recipients will not get any increase in their benefits next year.

The absence of a cost-of-living adjustment, calculated under a formula set by law, will be a shock to older Americans already hit by plummeting home values, investment losses and rising health costs. More than 50 million people receive Social Security.

The forecasts, by the Obama administration and the Congressional Budget Office, indicate that Social Security beneficiaries will not receive any cost-of-living increase in 2010 or in 2011. The COLA is intended to preserve the purchasing power of Social Security, by increasing benefits to keep pace with consumer prices. In the last year, overall inflation has been low, largely because of the economic downturn and a decline in energy prices.

A freeze in Social Security benefits would have major implications for Medicare because the COLA, in effect, puts a cap on premiums for Part B of Medicare, which covers doctors’ services.

>> read more here

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