The Ministry of Lisa Copen

Lisa Copen, Founder of Rest Ministries which serves the chronically ill, shares about mothering, illness, ministry and more.

Archive for how to pay medical bills

One Third Doctors Not Taking Credit Cards

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This was a statistic that surprised me! According to The Physician Office Credit-Card Acceptance Survey, by SK&A Information Services, 33% of U.S. physician offices do not accept credit cards as a form of payment, according to a new survey.

This represents a 5 percent increase since a similar survey was conducted last year.

So far, I don’t think I’ve run into any of my physicians who don’t take  credit cards. A few don’t take my insurance… so I know they take my cedit cards.

It shouldn’t come as a surprise since a lot of people are putting their credit card payments last on their priority list, somewhere after rent or mortgages, car payment and groceries. But still, if you need care and you even have decent credit, it seems odd a doctor would say “cash or check.”

But the survey results show that “physician practices are limiting this form of payment because patients are eing adversely affected by high interest rates, maxed out credit limits and a more challenging ability to qualify for credit.”  (read more here)

And what is most sad is how it statistically breaks down in level of acceptance among speciality:

  • Ophthalmology (84 percent)
  • Dermatology (81 percent)
  • Critical-care medicine (37 percent)
  • Geriatric medicine (32 percent)
  • Dialysis (27 percent)

The survey found that “the offices that accept credit cards most often are those of plastic surgeons, with a 91 percent acceptance rate.” So if you need that mole removed or, even better, a bit of botox, whip out your card. But if your life depends on it and you need dialysis, better find another form of payment.

What does that mean for those of us who live with a chronic illness?

It’s a sorry state we’re in.

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15 Ways to Cut Your Medical Bills – Work + Money on Shine

15 Ways to Cut Your Medical Bills

This article was just featured as a Yahoo headline for the day. I thought it hada some helpful advice for all of us who are feeling the crunch even more than normal these days. Even when we have insurance, the financial aspect of illness is discouraging. I was trying to plan ahead to have an idea of how much my surgery would cost for my hand.

Instead, cellulitis and an infection, with subsequent visits to ER, rheumatologist, the wound care center, and next week an MRI to rule out a bone infection, has caused a whole lot of $$ that I wasn't planning on. Just my co-pays alone are nearing $1500. It makes me sick to my stomach to think about; and yet, who am I to complain when I am blessed to have insurance through my husband's work?

I hope you find this helpful. Please feel free to posts some of your own ideas you have for saving money on medical expenses too. We'd love to hear them!

Lisa

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15 Ways to Cut Your Medical Bills

These days, we're all feeling squeezed when it comes to health costs — and we're all looking for ways to save. Here are 15 cost-cutters that can put a big chunk of that money back in your wallet.

1. Ask for a freebie. If you're starting a new drug regimen, see if your doctor can give you a sample or a starter kit. That way, you can check whether the medication works for you before you invest in a month's supply. Visit the Good Deals blog to find other money saving deals.

2. Don't bypass your doc. Now that many health plans don't require a referral to see a specialist, it's tempting to skip …